- 804-212-8663
- duane@coast2coastml.com
- 4860 Cox Rd, Glen Allen, VA 23060, United States
5 Things You Must Know Before Applying for a Mortgage in 2025
Buying a home or investment property is one of the biggest financial decisions most people will ever make. Whether you’re a first-time buyer, a real estate investor, or planning to refinance, the mortgage process can feel overwhelming — but it doesn’t have to be.
Before you apply, here are the five most important things you need to know in 2025 to increase your chances of approval, secure better rates, and avoid costly mistakes.
1. Your Credit Score Still Matters but Not as Much as You Think
2. Get Pre-Approved Before You Shop
3. You Don’t Always Need Traditional Income Documentation
4. Down Payments Are More Flexible Than Ever
5. Comparing Lenders Can Save You Thousands
Final Thoughts
Applying for a mortgage can feel stressful, but with the right team and the right loan program, it becomes simple and straightforward.
Whether you’re buying, refinancing, or investing, understanding these five key points will help you make smart, confident financial decisions.
Ready to Get Started?
At GetMortgagesNow, we help borrowers get fast approvals, competitive rates, and personalized solutions that match their goals.
Operated by Duane Buziak Mortgage Maestro, Coast2Coast Mortgage, LLC NMLS: 376205 / Duane Buziak NMLS#1110647 / NMLS Consumer Access / Legal Disclaimer – “Equal Housing Lender” This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.
Open Hours
- Sun: Open 24 hours*
- Mon: Open 24 hours*
- Tues: Open 24 hours*
- Wed: Open 24 hours*
- Thu: Open 24 hours*
- Fri: Open 24 hours*
- Sat: Open 24 hours*
